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Auto Insurance

Why Going Online For Your Car Insurance Can Be a Good Move

Previously, it used to be that for one to check out prices of products and services, one had to go out to the shop or premises of the provider and get the prices. Technology has changed things however to facilitate online shopping of everything from clothes to groceries to personal care products. The insurance sector has not been left behind in embracing this technology and it only takes a few clicks on a computer to check out the different rates of various insurance policies as offered by the insurance firms.

It is now easy to get insurance quotes online by filling in about 25 questions based on the driver profiles, car details, accident history and so on. It takes you about 15 minutes to compare several insurance companies. Just make sure you have your car details such as year and make. You can get these details from your registration sticker on most occasions. Then just sit down in front of TV or relax on the couch and start comparing.

Some insurance companies such as Bingle and Progressive Direct only offer their car insurance online and others such as Budget Direct and Youi are actively on the internet offering better prices as they are able to keep their operational costs down. In addition to this, many companies who offer their products through the offline broker network may also offer discounts of usually 10%.

The policy you get when you order online is exactly the same and the service does not differ from those who purchase the same policy through other methods. You still get the 24 hour service most provide and at the same time enjoy the discounts for purchasing your car insurance online.

If you already have car insurance and you are happy with your provider, then you should go to them first and see what type of discount you can get. It may even be worth ringing them and saying you have been a long time customer but others in the market now are becoming cheaper and you were wondering if you would take $50-150 off the price of your policy to keep you as a customer. Repeat business and customer acquisition is a major factor in an insurance company’s financial success. Many times they will provide something in order to keep an existing and service happy customer.

 

I’m all about trying to get consumers a better price by comparing. Just by purchasing your insurance online you can usually get up to 10% off, even if you stay with the same company. Also, by going online, you are able to access the insurance companies that only sell insurance over the internet. These companies are almost always owned and/or underwritten by a very large company and so the risk for the consumer is no different.

So next time you are looking for car insurance, remember that you may be able to save a lot of money by purchasing your car insurance from a company that specialises in the online market. Not only is it easy, it is also usually a cheaper way to go.

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Auto Insurance

Automobile Warranty

Many people acquire an extended automobile warranty on their cars in order to help safeguard them against the high costs that unexpected repairs can bring. An extended automobile warranty will provide coverage for repairs and maintenance work for a period of time that is set out in the warranty documents. Since these extended warranties are not included in the price of a vehicle and cost an additional amount, they are technically considered service contracts rather than warranties in the true sense of the word.

Getting an extended automotive warranty can also cover things besides parts, repairs and maintenance work. Many automobile warranty companies also provide you with emergency roadside assistance. This can come in very handy if you are driving and experience a flat tire or need to jump start a dead battery. Roadside assistance will also cover towing and emergency delivery of fuel should you run out of gas. Towing coverage will guarantee that if your car breaks down on the road it can be towed to a repair shop or garage and the cost of repairs will be covered by your extended warranty. Some automobile warranty companies even go one step further by providing you with a rental car in case your vehicle needs to be in the garage for an extended period of time.

When getting an extended warranty, especially a used car warranty, you should always try to negotiate its price with the dealership. Car dealers make a large amount of money by selling extended auto warranties which can sometimes equal the amount of profit that they would make by selling a used car. Another important fact that you should know is that a used car warranty doesn’t necessarily have to be bought at the same time that you buy a car. You have up to one year to buy an extended auto warranty. Many financial institutions and auto insurance companies can provide you with an extended used car warranty at competitive prices, sometimes much lower than the price your dealer was quoting you.

If you are thinking of getting an additional automotive warranty, make sure that you carefully check what the original warranty that comes with the car covers and for how long it runs. If you don’t plan on keeping the car past the date of the original warranty, it makes little sense to purchase extended

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Uncategorized

Auto Draft

Categories
Auto Service

Some Tips to Help You Buy Your Favorite RV

Buying and maintaining an automotive RV can be an expensive decision and it is always better to decide beforehand if you’re hard earned money is really worth investing over it. One way to get to know if you are investing in the right direction is to learn more about RV’s and life in them. You can easily do this by renting one for a few days or at least a week.

In fact depending upon your affordability, you can decide on the size of the automotive you aim to purchase. Expenses do not end with buying a RV. Maintaining your RV thoroughly clean will call for some costs. Stocking it with some amenities like toiletries, towels, dishes, sheets, silverware and the other tools that go with it will do cost you to some extent. Other important expenses that need to be met are the traveling expenditure, the insurance cost and of course the parking fees.

A RV can be an independent motorized unit or a trailer that you can put behind your SUV or the minivan that you own. A trailer will cost you much less and it is you who will decide which one you want to go for.

Next thing to chalk out is the size of the motor home you wish to buy. Checking in a large automotive showroom will help you evaluate many things like your traveling needs, your lifestyle and a suitable RV size that matches you.

So it is best to get inside one and check everything like the cooking area, shower area, space for stacking the dishes, the clothes, your LCD T.V area, place to sit, sleep and walk a bit and so on. Some excellent websites on the internet will throw light on many such aspects and help you decide about your future RV that you wish to own.

If you intend to travel on a regular road then any RV will work well. If you plan an adventure holiday, then you need to buy one that is equipped for such travel across tricky terrains without the fear of getting stuck or end up with a break down. Depending upon the size and weight of the RV, the gas costs work accordingly.

A 2-berth RV will fetch you approximately 35 mpg, while the bigger ones will yield lesser mileage. Going for the LPG-conversion automotive will make sense with regard to the gas costs. You can buy a brand new one that carries warranty plus total comfort for you or with a little risk you can buy a used one. The choice is of course yours.

It is wise to get inside one and walk around a bit and also conduct a test drive. There are many forums on the internet that are good places to gain knowledge before buying your own RV. You can get to know the different discounts you can avail while buying, the warranty you will get, the different companies selling such automotive and so on. Backed with these basic ideas, you can find your prized catch and proceed to buy it. You can plan your dream trips and outings and experience RVing at your own pace and comfort. No wonder you will discover that in time, it will become your favorite mode of transport.

Categories
Auto Service

Wintertime Car Storage Automobile Preparation

The cold weather winter will soon be about us. Father winter can do good damage to your vehicle – be it a car, truck, S.U.V. or other automotive product. If you are storing your vehicle for the winter – whether you be a winter “Snowbird” spending the winter in southern climes or just a car guy or gal with a vintage or classic vehicle to store over the winter there are basic procedures to follow as well as situations and damage to avoid and prevent to your automobile.

First and foremost wash your car thoroughly. In addition if you have chrome well take off any dirt and grime. Use a metal brush carefully if necessary. Moisture can be retained in the dirt and grime causing rust and corrosion over the winter time period.
A nice application of auto wax is also nice as well. In addition ensure that the interior is fully cleaned and vacuumed – lets pests locate any residues and left overs inadvertently left and are attracted to the vehicle to do their damage. Not only are you giving your car a once over. In the springtime you will have a car that is clean and enticing and looks good. It is often said that a clean car runs and rides better.

Next check all fluid levels. Fill up the gas tank full. Fuel and water do not mix. A ¼ full tank of gas can be a center for corrosion development. These rust particles can move along and cause you woes in your fuel system – be in a vintage carburetor or a newer more modern vehicle with fuel injection. Ensure that your radiator antifreeze is set for a worst case, coldest day on record, temperature. In addition check your windshield washer antifreeze. Ensure that the windshield washer antifreeze is filled with winter ready solution. At the worst drain this reservoir empty.

Next you may want to do an oil change for the winter storage. On first note this may seem a waste. After all the car will be just sitting there over the winter not being used in any way. Still motor oil used in the fall and summer may contain its share of moisture and condensation, dust and dirt particles which are abrasive and residues of fuel. The resulting compounds in the oil may make your engine oil acidic and will cling not only to the oil pan but any of the vital engine components that it has lubricated and resides on. It might be a safe bet of insurance not only to fill the gas tank and check antifreeze levels but also to change your engine oil.

In terms of choice of storage, any can be good as long as there is good security over the winter and your pocket book is not hurt too much. Storage can be actual indoors heated storage, it can be unheated. It can be outdoors – which if properly done can be just fine. First if possible enclose the vehicle in a covering – a cocoon so to speak.

Especially if your car is outside do not cover your vehicle with a plastic or canvas tarp. Winter storms with strong winds can cause tarp and tie down ropes to be moved around, with some force. Repeatedly over the length of the winter time storage period, the result can be scratches on the paint surface of the vehicle and even cases where paint is wore right through. In addition a tarp may trap condensation encouraging rust, corrosion and even fungus. Spring for a proper custom made cocoon fabric covering if at all possible.

If there is one point and consideration to follow in storing your vehicle over the winter, to look for, is to store your vehicle with adequate ventilation. Without adequate ventilation and air flow exchange, a stored vehicle, in its cocoon, is most susceptible to damage from condensation. Without proper and adequate airflow condensation can do great damage to your paint, painted surfaces, chrome and exposed or even hidden metal parts and components. Ditto humidity concerns for your vehicles interior and upholstery.

Lastly if your car is stored outdoors, in the winter, a highly recommended form of protection can be afforded easily by a portable, free-standing portable garage. These are relatively inexpensive and easily set up. Storage in a safe, outdoor compound is generally much less expensive than indoors. Such a setup of a portable garage allows for the best of many worlds – protection from snow, no physical contact, very good ventilation and lastly less cost to the auto owner.

By taking the time to perform a few simple maintenance procedures and providing for proper and safe storage you will be providing for longer vehicle longevity with a car of fantastic appearance. In addition you will save yourself a lot of automobile headache and heartache come next spring. All in all taking the time to prepare your vehicle for winter storage is the best value of all when it comes to car care and maintenance.

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Auto Products

Well, VW Combi Clear Successor Produced

Your Company Volkswagen fans would have been disappointed. Because German car manufacturers have decided to cancel the planned production of the VW Kombi successor who previously appeared in a concept called Bulli Microbus.

Originally broadcasted news that six-seater MPV that has been judged worthy by VW to be produced in different countries.

But now, VW’s head of R & D Ulrich Hackenberg denied the possibility. Hackenberg who is also the person who shows VW Bulli at the Geneva Auto Show last year said that the debut Bulli canceled.

Because, Hackenberg assume that it is the business did not see the great potential of Bulli when this car was born.

European and American markets are the backbone of this type of car is not considered too showed a lot of interest.

In fact, the concept version, this car has been able to attract a lot of attention. Unlike its predecessor, the legendary van, using the electric motor as a power booster.

Microbus (the term Kombi in the U.S.) or VW Bulli (the name in Germany) will be powered by a lithium-ion battery capacity of 40 kWh and an electric motor that has a power of 85 kW and torque of 199 lb-ft.

Vehicle concept from Germany, also has six seats and have technology that is different from vehicle-vehicle today.

Entertainment system is controlled by an iPad. Color of the car consists of 2 colors namely red and white and there is a V logo on the bonnet.

Categories
Auto Modification

Germany Ready to Give Subsidies for Electric Cars

Germany prepared to subsidize the electric car out there. Subsidies that are designed to stimulate in order to achieve the target of 1 million electric cars on the streets of Germany in 2020.

However, German Chancellor Angela Merkel said that the subsidy can only be done after the elections conducted in 2013.

However, the plan has been finalized after the German government established a special team to make plans related to the development of electric cars in the German population. A special team was made up of experts in the fields of industry, science, trade and politics.

The German government also promised to contribute 1 billion euros to stimulate research and technology related to electric car batteries. Steps are ready they do include vehicle tax exemption for 10 years for car owners who give their electric cars before December 31, 2015.

Previously, France also has issued subsidies for electric and hybrid cars by giving cash incentives to buyers.

Daimler CEO Dieter Zetsche before meeting with talk on ZDF television Markel told Auto News that Daimler is actually not expecting electric car sold more than 600,000 units in Germany in 2020 without subsidies ‘French style.’

During the first 8 months of this year, there were 2272 registered electric cars in Germany. That number is too small when compared to overall passenger cars sold there. The percentage is only 0.1 percent of the 2.1 million passenger cars were sold.

Categories
Auto Service

Essential test drive tips

Taking a test drive is one of the most important steps of the car buying process – it’s your way of making sure that vehicle you have researched and reviewed meets your expectations.

A test drive also offers a first opportunity to check that you’ll enjoy driving the car once you have bought it.

Taking a test drive is even more important if you’re planning on buying a used, or nearly new car. It’s your only chance to make sure the vehicle is in good condition and free of faults – if you don’t feel confident doing this, we recommend you book a qualified engineer to check the car on your behalf.

Don’t be afraid to ask to take a car out more than once. Dealers will be keen to close the deal, but If you’re close to making a decision, going back for an extended drive is the best way to confirm that those good first impressions are here to last.
Insurance

Before you even think of taking to the driver’s seat, make sure you are insured to carry out the test drive.
Dealers will have cover specifically for this purpose, but if you test drive a used or nearly-new car being sold by a private vendor, you’ll need to use your own.
If you are unsure, talk to your insurer. They will be able to offer you comprehensive cover over a short period of time so that you can test drive the cars you are thinking of buying.

Seats

Make sure you can adjust the seat and the steering wheel so you’ve got a comfortable driving position.
If a car has removable seats, ensure that they fit securely and that none of the connectors are damaged.
If you plan to use child seats, take them with you and make sure that they fit.

Engine

If you plan to buy a nearly new car, make sure that the engine’s cold before you start it – by placing your hand on the bonnet.
If the car feels warm, find out why, and bear in mind that the seller could be trying to hide a problem.
When the car starts, look in the rear view mirror to check for signs of smoke.
On the road, the car should accelerate smoothly.

Suspension

Make sure there are no unusual clunks or bangs from the suspension.
Check that the car doesn’t bounce or roll unevenly through corners.
Broken springs, a fault you may find on a used car, will reduce road grip and braking performance.

Steering

With the car stationary, turn the steering wheel from lock-to-lock to check that its action feels smooth and is free from resistance.
Check the turning circle in a car park to make sure it meets your needs.
Check that that the wheels do not rub on the bodywork while you drive forward on full lock.

Brakes

The brakes should respond immediately, and not need pumping or pressing very hard to make work.
There should be no loud noises from the brakes, however hard you use them.

Gearbox

Gears should be easy to engage, and the action should feel consistent.
Automatic gearboxes should swap gears smoothly and quickly.
If the clutch doesn’t engage until the pedal has reached the top of its travel, it may need to be changed.

Family

Take your family with you if plan to travel with them regularly.
They will help you spot problems with practicality and versatility.

Categories
Auto Business

Should Mobile Car Washes And On-Site Auto Detailing Companies Give Senior Citizen Discounts?

The other day, I was talking to a mobile detailing entrepreneur in the state of Florida. He been doing business an awful long time, but he also noted that unemployment in the state just hit 8.8%. It wasn’t like this in the past where he could go to any office building, and all the workers were flush with cash and paid him for an executive $20 wash, and a $125.00 detail every other month. Today, he is busy trying to find any customer he can, and he asked me a very interesting question.

He told me that many of the customers in the retirement resort gated communities were asking him for a senior citizen discount. I told him that would be rather tough because almost everyone in those facilities, living between the fairways and the golf courses was a senior citizen. You might as well just lower the price and give it to everyone, or raise the price and let everyone get the discount, either way the concept of a senior citizen discount in Florida is rather silly.

Further, retired folks like to talk a lot, and they have nothing better to do but sit there and watch you detail the car, this could actually slow you down, and then they want to tell you all about their grandchildren, like you have time, you need to get to the next car to make some more money so you can afford to put gas in your mobile detailing rig because even that is up to four dollars a gallon now. Of course, the seniors do like to get a discount or least feel they are getting a discount, so maybe it is time that you rearranged the prices on your menu flyer, perhaps raising them 10 or 15%, and then giving the senior citizens a 20% discount.

Another issue that you may not have considered is that the baby boomers are retiring in record numbers, and they’re all hitting age 55 or 60. It might even be possible now to tell people that if they are only 65; “hell you are still young, you could probably wash and detail your own car, so I can’t give you the discount, I only give the senior citizen discounts to people 90 years old or older.” They might get a laugh about that, but maybe you can set your senior discount age at 70 or 75. If you are in the state of Florida like my acquaintance, you’ll still have plenty of customers take you up on the offer.

Well that’s all for now, if you have other questions or concerns you may shoot an e-mail. Until then I hope you will please consider all this and think on it.

Categories
Auto Service

I Want to Open a Detail Shop

Are you a car lover? If you are a car lover and are considering a business of your own, perhaps you might consider starting an automobile detailing shop. Generally there are two types of customers who will want to use your service. There is the retail detail customer and the wholesale auto detail customer.

Both of these two types of customers can be lucrative if you’re careful which services you offer and how you go about marketing your company. The retail detail customer would be the private car owner who loves their car sometimes more than their own children. Much of their love of the American automobile is tradition and some is ego driven. Neither of which should matter to you as you were should be more concerned about making money.

If your auto detail shop has a great reputation around town and plenty of referrals you may find yourself able to charge upwards of $180 to detail and SUV or $135 for a regular car. The wholesale auto detail customer would be a car lot, which has used cars that are traded in and need to be brought up to show room condition. Some auto dealers will go to the auctions in order to put used cars on their lots. Many used car lots will also go to the auto auctions and they will want those cars detailed so they can put pristine automobiles in their showroom and on their lot.

Additionally new car dealerships often have customization requests from customers such as pin-striping, special sealant protectors and custom graphics. All of these aftermarket auto accessory type services can provide your shop with more profits. An auto detailing shop is a very labor-intensive business and you’ll have to watch management issues, but it can be lucrative business if you are careful with the market mix, the services you offer and the quality of the services you perform. Consider all this in 2006 and good luck.